NICK SAEVAUtah's Non-QM Specialist
Nick Saeva
Direct Rate Home Loans, Inc.

Nick Saeva

Utah's Non-QM Mortgage Specialists

NMLS #2645213
6985 S. Union Park Center, Suite 150
Cottonwood Heights, UT 84047
Nick & Sydney

Nick & Sydney

Professional Bio

I got into this business because I genuinely love helping people figure out what's possible. Most mortgage brokers work conventional loans — FHA, Fannie, Freddie. I specialize in the deals that don't fit the box.

The business owner who writes everything off and can't qualify on paper. The investor who wants property number four without documenting income again. The retiree with $1.5M in investments who shouldn't need a W2 to buy a home.

I'm based in Salt Lake City and I work with clients all over Utah. When you call me, you get me — not a team, not a call center, not a voicemail. I'll pick up. If I can't, I'll call you back within the hour.

24 five-star Google reviews. Every client handled personally. That's what I'm building this on.

24
Five-Star Reviews
#2645213
NMLS Licensure
Salt Lake
City, Utah
Direct Line
Always Picks Up